Buying Diamond Engagement Ring Doesn’t Have to Break Your Budget

Diamonds are forever, and perhaps it’s for that reason they’re expensive as well. Here are a few tips to help you find a diamond engagement ring within your budget.

Carat Weight

First things first: whatever style of diamond engagement ring you’re after, make sure that it doesn’t go below the 1-carat mark.

A 1-carat diamond or anything higher is more accessible to sell than smaller diamonds. This is not to say that you do not believe in your relationship’s longevity, but rather, it’s best to make a financially sensible choice. There isn’t any rule that says a diamond engagement ring can’t be an investment as well, is there?


Do you know that choosing the right setting can make you afford to purchase diamonds of lower grades but still make it seem that they’re premium quality? A yellow gold band, preferably 14K and above, complements the colorless quality of diamonds. Low grades in color, cut, and clarity makes a diamond less brilliant and sparkly. But when you set them off with a yellow gold band, they end up shining more brightly because of the contrast in color.

Such a setting is also suitable for your budget since yellow gold is more affordable than platinum, white gold, or even titanium.


Diamond engagement rings come in various styles. Do not choose a fancy or elaborate arrangement because the more intricate the design is, the higher the price you will have to pay. Stick with something simple but meaningful like halo diamond engagement rings; in any case, it’s the thought that counts.

Consider possible designs or arrangements for your diamond engagement ring, consider surfing the Internet, and visit online jewelry shops. Hit the library as well and look for books on jewelry designing. Who knows? You could find a particular arrangement that may inspire you to create your design. That’s sure to make your engagement ring more valuable to your loved one!

Online Shop

Because online jewelry shops have lower operating expenses, they can afford to attach lower price tags to their goods. Be patient when browsing online for diamond engagement rings, and you might find the ideal choice with equally perfect pricing.

Pay by Cash

Yes, it’s going to make a more significant dent in your bank balance at present, but it will also give you more substantial savings in the long run. Jewelry shops generally offer discounted prices when customers are paying for cash. If you can’t afford to do so now, then maybe it’s better to postpone your shopping expedition until you can do so. Remember: good things come to those who wait, so don’t lose your patience!

Buy Secondhand

A secondhand diamond engagement ring may not be as romantic as a brand new one, but do you think it would matter to your partner? An engagement ring, after all, is only a physical representation of your vows.

Whatever diamond engagement ring you end up with, make sure to keep this in mind: its value will be far more enhanced if you prove to be continually faithful and caring to your partner.